Open Enrollment 2024

Thursday, November 2 - Friday, November 17, 2023


2024 Nazareth Benefits Open Enrollment Presentation

2024 Nazareth Benefits Open Enrollment Recorded Presentation


2024 Open Enrollment Instruction Letter

2024 Open Enrollment Benefit Guide

2024 Benefit Cost Sheet 

Medical Insurance Information

2024 Medical Plan Summaries:

Questions on your coverage?  Contact Excellus Customer Service at 800-499-1425 or the Benefit Resource Center at 855-874-6699.

Did you know? All of our plans cover Preventative Services in full.  What is a covered Preventative Service?

2024 Summaries of Benefits and Coverage:

Dental Insurance

Benefits, co-pays, deductibles, and out-of-pocket costs vary by plan option and tier. Employees may elect coverage for themselves and eligible dependents. 

2024 Dental Plan Summary

Additional Information:

Health Savings Account (HSA)

A Health Savings Account (HSA) is a special type of bank account designed to help employees to set aside pre-tax dollars to pay for out of pocket medical, dental and vision expenses.  Employees can change how much they contribute throughout the year.  Unused funds carry over from year to year and are portable.

Annual Contribution Limits for 2024

  • Single: $4,150
  • Family: $8,300
  • Catch up contribution (for employees over age 55): additional $1,000 annually

Additional Information - HSA

HSA Eligibility
  • Must be enrolled in a qualified HDHP plan and can not be covered by any other non-HDHP plan
  • Cannot be claimed as a dependent on another person’s tax return (except married filing jointly), or currently enrolled in Medicare A or B or Tricare
  • If age 65 or older and:
    • enrolled in Medicare A or B – not eligible to contribute
    • declined Medicare A and B – can contribute
Additional Information

Reminder - only funds that have been deposited can be used for expenses.  

Nazareth employees can elect to have pre-tax contributions made to a personal account with our HSA provider, Health Equity.  These accounts have a $2.00/ month admin fee that is automatically deducted from your account.  

  • Note: employees can elect to have an HSA with any provider, but these contributions would be made post-tax and employees can take the tax benefit with their annual tax filing.
Health Equity Enrollment Details

New to Health Equity?  Deposits cannot begin until you have set up your Health Equity account. Please complete and print the Health Equity HSA enrollment form and forward to Human Resources for processing.

Flexible Spending Accounts

Health Care Account:

  • Allows you set money aside each year tax-free to get reimbursed when you have out-of-pocket health expenses for yourself, your spouse and your dependent children.
  • Annually, you can set aside up to $3,200
  • Due to federal regulations, any unused funds remaining in your account at the end of the plan year will be forfeited.

Dependent Care Account:

  • Allows you to set money aside each year for day care, babysitting, nursery school and day camp expenses you incur so that you and your spouse can work.
  • Allows you to set aside as much as $5,000 each year if you are single or you are married and file a joint tax return. If you are married and file a separate tax return, you may set aside as much as $2,500 each year.
  • Due to federal regulations, any unused funds remaining in your account at the end of the plan year will be forfeited.

Additional Information - FSA

FSA Administrator

Benefit Resource Inc administers both the Health Care and Dependent Care FSA's. 

The monthly administration fee is shared between employees and the University; by the employee is $2.00/month and is taken out through payroll deductions.

Additional Information

Vision Insurance

The University offers a vision insurance plan that includes routine eye exams and equipment (lenses, frames, contacts, etc.). Employees may elect coverage for themselves and eligible dependents. The plan is administered by EyeMed.

2024 Vision Plan Summary:

Additional Information:

2024 Benefits Open Enrollment

Log onto HR@Hand (bSwift) to begin your benefits open enrollment.

Open Enrollment 2024 Information Sessions

Human Resources will host two information sessions for Open Enrollment 2024. Both are in Medaille Formal Dining Room:

Thursday, Nov. 2 - 11:30 a.m. - 2 p.m.

Monday, Nov. 6 - 11:30 a.m. - 2 p.m.

The schedule of events will be the same both days:

11:45 a.m. - 12:00 p.m.

  • Naz Open Enroll - Senior People Officer, Damika Arnold

12:00 p.m. - 1:00 p.m.

  • Open Enrollment Health Benefit Presentation - USI

1:00 p.m. - 1:15 p.m.

  • Employee Assistance Program - Telus Health

Participating Benefit Carriers:

  • Excellus Blue Cross Blue Shield - Medical and Dental
  • EyeMed - Vision
  • Telus Health - Employee Assistance Program (EAP)

Have Benefit questions?

Consider using the Benefit Resource Center (BRC)!

BRC is a single point of contact for all health and welfare benefits questions and claim issues. The BRC is available Monday - Friday, 8 a.m. to 6 p.m.

Why use the BRC? To work with a Personal Benefit Advocate who can: 

  • Answer benefit plan policy questions
  • Assist with eligibility and claim problems with carriers
  • Provide claim appeals information and explain the process
  • Explain allowable mid-year qualifying events
  • Provide vendor plan contact information

Toll-Free Phone: 855-874-6699